President Obama said today in a message from The Rose Garden at The White House no need to worry about radiation. Alex Jones of says that it will hit the coast of California this afternoon. What to do?

I suggest you take a harmless supplement, kelp, which you will find at most health food stores. The one I have pictured above is from Swanson’s Vitamins (1-800-437-4148 & online) for $4.50 plus shipping, 500 tablets. It is 225 mcg. of iodine from kelp and this is 150% of the daily value. During a time of theoretical radiation, you might want to take two. Or you can eat some seaweed. But check with your doctor first, as always. And watch out for unscrupulous people trying to sell you something at a high price.



“The big secret is when you fall behind, the credit card companies “collection” departments will offer you many options from reducing your rate down to 0%. Yes, you read that correctly, if you are late they are willing to reduce your rate down to 0%. Not after you are 1 day to 29 days late, but anywhere from 30 to 179 days delinquent, you will be offered that opportunity. Other options depending on which collection representative you speak with and what your personal situation is will determine what is available to you. These options will range from:

  • Interest rate reductions,
  • Temporary reduced payments
  • Waived late and over-the-limit fees
  • Loan recast to current without making up payments in arrears, modifications, mitigations, forbearance, and settlements ranging anywhere from 10% to 75% off the principal balance

The more dire your situation (or at least the situation you present them) the more options they will offer you. The closer you are to to 180 day delinquency will get you more flexibity and leverage. That is the normal time they charge off your account and send you out to a collection agency which at that point they will have to split any monies with the third party. The collection agency will usually get 30-60% of whatever it collects.

On a side note, collections departments have goals that need to be met for bonus and commission purposes.  The best time to call the collections department is at EOM (end of the month) when they are closing their books and trying to hit goals.  If you get a collector yelling and screaming at you and threatening you with a lawsuit, just hang up and call back later and speak with a supervisor.  Let them know in a calm voice that you didn’t appreciate the collector violating the FDCPA, but that you would still like to know what options are available to you if any.

Remember, chances are if you are current you will be transferred to the customer service department and they will tell you they can not help you. Why? Because the bank policy is “if your account is current, then you can afford to keep making payments.” That is how the banks make money and one of the main reasons why these real estate loan modifications are stalled on purpose. Modifying loans automatically commits the bank to lose a certain amount of money and book the loss in their receivables. The bigger the loan balances modified the bigger the loss the bank has to immediately book.

Back to the credit cards, chances are if you making just the minimum payments you are probably in over your head and will never get that credit card bill paid off.   Banks are not even granting new credit now even with the bail out money they stole from us.  Doesn’t matter if your FICO score is perfect and you have never been late, you will get your credit line reduced sooner or later.”

If you would like to read more by Chessnoid click here…

UPDATE:  One card of mine was reduced by $50,000. One call later, it was restored.



Welcome to Recycle City! There’s lots to do here – people and places to visit and plenty of ways to explore how the city’s residents recycle, reduce, and reuse waste. This site is brought to you by the ENVIRONMENTAL PROTECTION AGENCY. Click here to visit.


Photo by dboy

8 ounces wheat, rice or spelt pasta
2 cups crushed tomatoes, fresh or canned
1/2 cup (virgin) olive oil
3 cloves crushed garlic
4 chopped anchovy filets
2 tablespoons tomato paste
3 tablespoons capers
15 Kalamata olives, black olives, green olives, pitted and coarsely chopped
1/2 teaspoon crushed red pepper flakes


1. Bring a large pot of lightly salted water to a boil cooking pasta for 8 to 10 minutes or until al dente

2. Drain

3. Heat oil in a skillet over low heat

4. Cook garlic in oil until golden

5. Add sieved tomatoes

6. Cook 5 minutes

7. Stir in anchovies, tomato paste, capers, olives, and red pepper flakes

8. Cook 10 minutes, stirring occasionally

9. Toss pasta with sauce

10. Serve

This not only “starves” cancer cells, the entire recipe is only 500 calories. Tastes great. And you’re serving a dish that isn’t your everyday cuisine.


PhotobucketPhoto by tanakawho

The definition of angeogensis is the process of developing new blood vessels. Therefore starving cancer’s ability to form new blood vessels could be important to “curing” cancer. Certain proteins, including angiostatin and endostatin, secreted by tumors work by interfering with the blood supply tumors need. Angiostatin is a piece of a larger and very common protein, plasminogen, that the body uses in blood clotting. Endostatin is a piece of a different protein, collagen 18, that is in all blood vessels. Anti-angiogenesis, the “starving’ of deadly cancer cells, is a groundbreaking cancer-fighting strategy.

Dr. Oz, “…a microscopic tumor given a steady influx of blood can grow up to 60,000 times it’s original size in as little as two weeks.

Autopsy studies of car accident that 40% of women, age 40-50 has microscopic cancer…and 50% of men, ages 50-60 have microscopic prostate cancer…by the time your are in your 70’s…almost 100% of us will have microscopic cancer in our thyroid gland. So we can live with cancer. It doesn’t have to kill us. So the question is how do you starve it?”

The 5 anti-cancer foods:

1. Bok Choy. This type of Chinese cabbage contains brassinin also found in broccoli, cauliflower and Brussel sprouts. Three 1/2 cup servings a week.

2. Cooked Tomatoes. This fruit has lycopene. Heating the tomato changes its chemical structure and makes the benefits more readily available to your body. Two-three 1/2 cup servings a week.

3. Flounder. This fish is rich in omega-3 fatty acids and low in mercury. Three 6-ounce servings a week

4. Strawberries. The antioxidants in this berry help fight cancers. One cup daily including the juice.

5. Artichokes. There are three different cancer-fighting molecules in this flower. One fourth cup of hearts per day.




So, you want to have the perfect body and an active lifestyle. Yet, no matter how well you secure that pint of ice cream — glue, tape, deadbolts, you somehow manage to pry your way into the carton and, before you know it, Ben & Jerry are merrily making their way to your stomach. Does this leave you feeling rather unsatisfied and weak? Allow me to share a recipe that will allow you to have your cake and eat it too, and all without the excess guilt!

Before we delve into our mouth-watering, guilt-free recipe, I am going to share with you some necessary tips for a healthy diet.

First of all, ditch your old ways of eating and shopping. Say no to the cancer causing substance known as high fructose corn syrup, one of many dangerous ingredients you may be consuming on a regular basis. A natural food store such as Trader Joe’s, Whole Foods, and, if you can afford it, Follow Your Heart are excellent alternatives to a common grocery store that would only offer minimal, at best, organic products.

Second, eat organic whenever possible. When you eat organic you can rest assured you’re getting actual food and not pesticides, chemicals, and hormones. When searching for the little organic mark of approval on a product, check and see if it has also been certified by a third party aside from the USDA. Fair Trade Certified is an excellent third party to look out for. The USDA has lower standards when certifying a product as organic. They recommend that a product meet only five out of ten requirements to be considered organic! Outrage! It’s tragic, but its true.

Third, get in the habit of eating vegan at least three times a week. Did you know the number one cause of pollution is methane? One dairy farm produces more pollution in a day than Los Angeles, California does in a week! Scary, considering how much meat and dairy Americans consume in their daily well-rounded diet.

This brings us to our recipe! Since I am mostly vegan, our recipe will be animal free. But don’t let that dissuade you from being a daredevil and trying it out for yourself. I am sure your taste buds will be beyond pleased! Not to mention your heart and peace of mind at not having to feel guilty about breaking into that pint of ice cream.

Not Your Grandma’s Lasagna

Things you will need:

9 x 13 glass baking dish
1 package of meatless ground
1 box of organic bow tie noodles (organic spiral noodles will also do)
1 can of your favorite organic spaghetti sauce
2 (6 ounce) cans of organic tomato paste
1 large ripe organic tomato
1 package of favorite brand vegan cheese (I recommend Follow Your Heart mozzarella)
Basil spice for sprinkling or fresh basil

1. Bring a large pot of lightly salted water to a boil. Place noodles in boiling water and cook 8 to 10 minutes. You’ll want the noodles to be slightly hard. Strain and rinse with cold water.
2. Preheat oven to 450 degrees.
3. Line the glass pan with the cans of tomato paste and pour the noodles into the pan. Spread with a large plastic spoon. Pour your favorite jar of tomato sauce over the noodles. Layer your meatless ground over the tomato sauce. Spread your shredded vegan mozzarella, coating the whole top. Slice your organic tomato so you have enough for one layer on top. Sprinkle basil spice over tomato. Cover with foil.
4. Bake at 450 degrees for 30 minutes or until cheese melts.
5. Cut into squares and enjoy! Serves up to 6 people.

Not Your Grandma’s Garlic Bread

1 loaf of organic French bread (vegan)
Vegan butter (I recommend Smart Balance)
Organic garlic powder
4 organic garlic cloves

1. Cut the French loaf down the middle so there are two long pieces.
2. Butter each side and sprinkle a decent amount of garlic powder to cover. Finely chop the garlic cloves and sprinkle on top.
3. Place in oven 5 minutes before lasagna is finished cooking.
4. Cut into squares and enjoy!

There you go! Guilt-free and delicious! A dinner that is sure to leave you feeling satisfied! Don’t be afraid to go back for seconds or thirds as this is one meal that won’t contribute any pounds! Stay tuned for more mouth-watering recipes soon to come.

Contributor: Ashley King